Stable Pay is the first application on Stablechain, a non-custodial payment wallet designed to make stablecoin transfers instant, secure and predictable. As the product enters its final development phase, we are accepting early access applications. By joining the waitlist, you’ll receive priority access at launch, along with exclusive product updates, early access to new features, and more.

Join the waitlist here.

Unveiled at #KBW2025, Stable Pay crossed 100k sign-ups directly from our booths in Korea, a strong signal of the global demand for seamless and reliable stablecoin payments.

Built to Solve Payment Frictions

Volatile transaction fees, unpredictable settlement times, and complicated wallet experiences have left the digital payments stack fragmented. For consumers, this creates uncertainty and inefficiency. For enterprises, it leads to higher costs, added risk, and operational complexity.

While stablecoins present clear advantages for cross-border and low-cost transfers, today’s infrastructure has not fully matured. Challenges around reliability, cost transparency, and usability continue to limit their integration into everyday commerce and enterprise systems.

Stable Pay is designed to address these challenges by prioritizing stability, security, and usability, enabling both individuals, and organizations to transact with confidence.

With these challenges in mind, we designed Stable Pay from the ground up as a payment-first, non-custodial wallet focused on removing unnecessary complexity while preserving user control.

Stable Pay is built around a single objective: to make stablecoin payments practical for real people and businesses. It takes a payment-first, non-custodial approach that simplifies user experience while maintaining full control and security. By prioritizing clarity, predictability, and immediate settlement, Stable Pay enables stablecoins to function the way money is expected to: reliable for everyday use and trusted in business contexts.

Stable Pay is built for real payments, for consumers and businesses alike. Its core principles are simple:

Swift. Transactions settle instantly and enable borderless finance.

Secure. Non-custodial design keeps users in control of their funds.

Seamless: No gas fees for Stable Pay users, payments are simple and cost-free.

Key features at launch:

Stable Pay delivers core capabilities at launch that address the most common payment frictions:

• Non-custodial by design. Users retain full control of private keys and funds with an intuitive onboarding and recovery flow. No seed phrase is required, users can sign up with their email, Google or Apple account, and phone.

• Instant settlement. Transactions complete in seconds, enabling real-time transfers globally.

• Predictable fees. Transaction costs are denominated in USDT to remove volatility from payment pricing.

• Payment-first UX. Streamlined flows for sending and receiving funds with Stable Name, designed to simplify payment tracking and settlement.

• Device and platform support. Launch-ready for iOS and Android with secure local key management.

Security and privacy are central to Stable Pay’s design. The wallet applies proven cryptographic standards together with best-practice key management and recovery mechanisms. As a non-custodial product, Stable Pay does not hold user funds. Instead, it provides the tools and guidance needed for users to maintain control of their assets while still benefiting from the convenience expected of a modern payment application.

Stable Pay will expand beyond basic payments. Early access members will be the first to trial upcoming capabilities, including yield options for USDT holdings, enhanced payment features for businesses and power users, and expanded stablecoin support.

Exclusive Benefits for Early Access:

• Priority access at launch.

• Early access to new features.

• Dedicated onboarding and priority support.

• Exclusive development updates.

1. Sign Up: Join the waitlist by simply putting your email address to be among the first to access Stable Pay and unlock early member benefits.

2. Stay Ahead: Receive exclusive updates and be notified as soon as Stable Pay is ready to install.

3. Launch and Transact: Activate your wallet at launch and start sending and receiving stablecoins instantly.

Be among the first to experience Stable Pay. Join the waitlist today.

Once you’re in, you’ll gain access to your personal waitlist dashboard, where you can track your position, receive updates, and unlock early access benefits.

Stable Pay is the first step in making Stablechain a practical payment rail. We invite individuals and businesses who rely on stablecoins for everyday transfers to apply for early access and help shape the product as we move to launch. 

Stable Pay: http://app.stable.xyz

Website: https://stable.xyz

X (formerly Twitter): https://x.com/stable

Discord: https://discord.gg/stablexyz

Telegram: https://t.me/stableannouncements

Partnership Form: https://forms.gle/LLPfKJbRiuqc7zeE8